Loans & Credit Cards

Loans and credit cards may take up a large part of your monthly budget. Often you can reduce your monthly payments by consolidating your borrowings with one low interest loan. You may be able to borrow as much as 125% of the value of your house with a secured loan. For some of you, this may be better than remortgaging. There are currently over 400 personal loans and 140 secured loans available. Please click here to find out how much you would pay.

If you just want to reduce the cost of a credit card, then you may be able to move the debt to a card that has a lower interest rate or even an introductory period that is interest free. There are currently over 300 credit cards available. Please click here to compare the various cards.

If you have had credit problems in the past, you may still be able to obtain a loan or credit card. If you are not sure about the extent of your problems, you can obtain a copy of your credit file at http://www.mycallcredit.com/, http://www.equifax.co.uk/ or http://www.uk.experian.com/

Please contact us on 01274 596855 or e mail us at bingleyfinance@btconnect.com

THIS SERVICE IS FREE OF CHARGE

Click here to obtain an unsecured loan or credit card.

There are many circumstances when a secured loan is the most suitable type of borrowing –

You may have CCJs, defaults or mortgage arrears and may not be able to obtain an unsecured loan.

You might not want to remortgage as you have a costly redemption penalty if you change lender.

You may need funds quickly.

You may have arrears with a high street lender and to obtain further finance would mean a higher interest rate.

You might want to avoid consolidating short term credit card balances and loans over a long period.

Click here to obtain a Secured Loan.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.